Finding the right home at the right price is just one aspect of a home sale or purchase. The Keyes Company/Realtors is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at (772) 834-9206 if your needs include a real estate pro ready for the business side of buying and selling.

What closing costs should you expect?

There are certain ordinary costs linked to closing the sale of a house. These expenses are commonly divided between the buyer and seller, as instructed in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Florida to help show you through the deal.

Closing costs that are loan-related    (Click here for more information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually paid    (Click here for more information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for more information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your sale, I'll not only work to get the optimal sales price, but I'll also push for lower closing costs. And once we've come to an agreement, I'll fully explain the closing costs so you know exactly what you're paying for.

Buyers: When purchasing a house in Saint Lucie County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a tolerable range so you're not astonished when you reach closing time. I'll be glad to review the GFE with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.

 

                                                                        
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The Keyes Company/Realtors 4417 NE Ocean Blvd Jensen Beach, FL 34957-4334
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